1. Membership : Participation in VIP Club is voluntary and by personal choice. Each member must use a unique mobile number for registration.

2. KYC Compliance : Submission of KYC documents is mandatory for receiving help.

3. Nil liability : Company not answerable or liable for any misuse of company name, company details, false commitments,etc by any person or member.

4. Non-Refundable : All help amounts transferred are non-refundable.

5. Referral System : Direct referrals are not compulsory to receive help, but understanding and explaining the plan to potential referrals is encouraged.

6. Autonomy and Responsibility : Members operate independently and must adhere to the club's terms and conditions.

7. Peer-to-Peer Helping : VIP Club connects members to provide mutual assistance; it does not guarantee any income.

8. Conduct : Members must act respectfully and ethically, without coercion or undue influence on others.